{"id":64,"date":"2026-10-03T14:00:00","date_gmt":"2026-10-03T14:00:00","guid":{"rendered":"https:\/\/www.tatianacummingshomes.com\/blog\/?p=64"},"modified":"2026-10-03T14:00:00","modified_gmt":"2026-10-03T14:00:00","slug":"mortgage-rate-forecast-predictions-for-the-housing-market-through-2028","status":"publish","type":"post","link":"https:\/\/www.tatianacummingshomes.com\/blog\/2026\/10\/03\/mortgage-rate-forecast-predictions-for-the-housing-market-through-2028\/","title":{"rendered":"Mortgage Rate Forecast: Predictions for the Housing Market Through 2028"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>As someone who\u2019s moved countless times and helped many families navigate big transitions in Middle Tennessee and the Fort Campbell area, I always keep an eye on what\u2019s ahead for homebuyers and sellers. Recent forecasts show the 30-year fixed mortgage rate is expected to hover in the mid-6% range through 2028. This means we likely won\u2019t see significant drops in rates for a while, so planning ahead is key. Home prices are projected to rise gently, and with more inventory coming to market, buyers may face less competition. For those considering refinancing, it may only make sense if you\u2019re switching loan types or tapping into your home\u2019s equity. My approach has always been to combine empathy, clarity, and market insight\u2014so you can make confident decisions every step of the way, whether you\u2019re relocating, settling in, or starting a new chapter.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/money.usnews.com\/loans\/mortgages\/mortgage-rate-forecast\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>As someone who\u2019s moved countless times and helped many families navigate big transitions in Middle Tennessee and the Fort Campbell area, I always keep an eye on what\u2019s ahead for homebuyers and sellers. Recent forecasts show the 30-year fixed mortgage rate is expected to hover in the mid-6% range through 2028. This means we likely [&hellip;]<\/p>\n","protected":false},"author":400,"featured_media":65,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-64","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.tatianacummingshomes.com\/blog\/wp-json\/wp\/v2\/posts\/64","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.tatianacummingshomes.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.tatianacummingshomes.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.tatianacummingshomes.com\/blog\/wp-json\/wp\/v2\/users\/400"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tatianacummingshomes.com\/blog\/wp-json\/wp\/v2\/comments?post=64"}],"version-history":[{"count":1,"href":"https:\/\/www.tatianacummingshomes.com\/blog\/wp-json\/wp\/v2\/posts\/64\/revisions"}],"predecessor-version":[{"id":66,"href":"https:\/\/www.tatianacummingshomes.com\/blog\/wp-json\/wp\/v2\/posts\/64\/revisions\/66"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.tatianacummingshomes.com\/blog\/wp-json\/wp\/v2\/media\/65"}],"wp:attachment":[{"href":"https:\/\/www.tatianacummingshomes.com\/blog\/wp-json\/wp\/v2\/media?parent=64"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tatianacummingshomes.com\/blog\/wp-json\/wp\/v2\/categories?post=64"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tatianacummingshomes.com\/blog\/wp-json\/wp\/v2\/tags?post=64"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}